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If you are also using an online dating site, it is easy for a scam artist to cross-check your name with your Facebook profile.

Keep your guard up We love to post on social media about our hopes, our dreams, our passions and our politics.

"Even in the last decade, so many more people meet other people online for the purpose of dating," said New York attorney Jonathan Hood, who has written extensively on internet fraud. Of course, the best way to tell if the person you are dealing with is real is to meet in person. "If they say, 'I'm not ready to meet you in person,' or 'I want to continue just chatting online,' that could be trouble," Hood said.

"It just makes it so much easier for people to connect without ever meeting in person, and sort of as a result, never really verifying that the other person is who they say they are." In the latest twist, reported on the next episode of CNBC's "American Greed," con artists are exploiting Americans' respect for the military. Moving your relationship from virtual to real is a big step. If you are not yet comfortable meeting your new friend in person, Hood says to at least try to move away from the confines of the dating site by getting their email address or connecting on Facebook. "If you start getting, 'I'm not sure that I'm comfortable with that yet,' it doesn't mean that they're a scammer, but in my mind it would raise some red flags," Hood said.

Illinois chiropractor Lilo Schuster fell for it, and fell hard.

But it is a necessary one in order to make certain that your new love is for real. At the same time, however, the FBI says to beware of an online suitor who quickly seeks to lure you "offline" or away from the dating site. Language matters Pay attention to your love interest's use of the language, both in their online profile and in chats and emails. "One sign is if there is weird spelling or punctuation," Hood said.

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"The criminals who carry out romance scams are experts at what they do," the agency says.

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